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Knowing what to do in the event of an auto accident in advance can defiantly help... Here are some basics:

Following the accident:

-        Call the police.  If you don't, you run the risk of additional liability if you are not at fault. 
-        Stay at the scene in a safe place to obtain important information.
-        Do not advise your coverage limits or admit fault

Documents required:

-       Names, phone numbers and addresses of the owner and any occupants, including the number of occupants in the other      vehicle(s).
-       Name, phone numbers, addresses and e-mail addresses of potential witnesses
-       The location
-       Insurance company name. the policy number and the phone number for other parties involved
-       The police report number and department contact information

Photos:

-        The damage of  vehicles and/or property.
-        The accident scene.  Note the road conditions and / or skid marks and debris in the roadway.  Also note the vehicle positions.
-        Identification of the other driver's with clear photos of insurance cards, registrations & license plates.

Posted 9:06 AM  View Comments

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